Sunday, March 23, 2014
The Essence Of Medicare And Medicare Fees
In fact you know he probably can't. After all, Obama just presented the 2011 budget and it was in deficit by .2 trillion. In the entire federal budget there are dozens if not hundreds or thousands of programs. Obama says he can save half a trillion in just one government program. He should have been able to save at least one or two trillion with that many programs to cut. But he didn't.
Brovana is another medication that is difficult to find. Usually used in place of Albuterol or Xopenex, this is a relatively new drug in the marketplace. It is so new in fact, that Medicare does not have definite pricing listed for it. This makes it a risk to potential providers because it is a very expensive drug and the actual payment from Medicare is unknown. One of the reasons it is so expensive is that it is a refrigerated drug requiring additional cost to keep it in stock. Medicare also has strict requirements for patient coverage. Each patient must have a certain diagnosis (usually chronic bronchitis, COPD, or emphysema) and the coverage of Albuterol and Xopenex are limited if Brovana is taken with them.
There is still the possibility that you can still get these particular drugs from some providers. The company that makes the medication has offered a rebate program for providers that can help with the financial loss. However, the time and work required for submitting the rebates means that only a few providers are currently taking the risk.
We pick an HMO for it's Part D prescription benefits. I have to say that web site the last years I have managed to keep Len's costs to even though he is on Insulin Plavix and the generic of Zocor. With the help of his doctor's office giving a few samples and my calculations he has stayed below the donut hole. Part D initial coverage for 2008 will be .510 for drugs. Once you reach this amount (donut hole) you are responsible for 100% of your drug costs until it reaches ,050. After this the co-payments run just a few dollars with each of the companies plans.
So let's be real. Call Medigap Plans your representative and Harry Reid. Tell them that we cannot afford to add to the troubles we already have before we fix the problems we already face. Challenge them to be courageous rather than just throw more money we don't have at programs we can't afford. Tell them to be honest. Let's see if the government can realize savings first. Earn our trust and then we can let Washington play with the new found wealth.
Even in case you uncover furniture plans which are truly totally free and attractive, you might have to be a rocket scientist to figure out how you can follow them. Plans which are impossible to follow, totally free or not, just are not a great deal.
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